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Rate fall predicted by Mortgage Company

A leading mortgage advisor has predicted that the interest base rate will fall in 2008.

Kate Tucker of the mortgage provider John Charcol said The Bank of England will probably cut rates to revitalise the market because of the fall in number of mortgages being approved.

Figures released by The Bank of England indicate a 10% fall in mortgages approved during September compared to the same month last year.

Ms. Tucker feels this could be to the borrowers advantage as more lenders are now offering a more favourable selection of fixed rate deals for two, five and ten years.

Borrowers are advised to shop around and take advice, as there are still some very good deals to be had.

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Value of Property  
£
(eg 135000) 
Value of Mortgage
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(eg 85000) 
Type of Mortgage